Focus Law Blog
PPP Loan Forgiveness Application is Here
Hey Friends, I have been advising clients to plan for the PPP loan forgiveness the moment they receive the funding to maximize the forgiveness. If you haven't done so, now is the time! Based on SBA's FAQ, proceeds from PPP loan is not loan free money. I agree, but we...
6 Ways You Can Restructure Your Debts During and After Pandemic
Did you go into debt before the economy slowed down? With rates at historic lows many businesses took advantage of what looked like a great opportunity. But it may not look so good if your revenue has shrunk and re-payment looks difficult, if not impossible, now. You...
Doing Business in the Post-COVID-19 New Normal
Society and our economy always change, but often at a glacial pace, and the massive forces behind it are not always easy to see. Sometimes the change is drastic and quick, such as those caused by this pandemic, the 9/11 attack, or the economic crash in 2008. They are...
Did you apply for PPP? Is your application in cyber black-hole?
Hello Clients, Friends, and Business Associates: Last Friday, April 3, 2020, was the first day to apply to SBA’s Paycheck Protection Program (PPP), which is on a first-come-first-served basis. If you applied, great! Your application may be in the queue, or it may be...
Uncle Sam says lend, the Banks say “Umm, how?”
Dear Business Owners, Colleagues, Friends, and Acquaintances: As I mentioned before, even though today is the first day to apply to SBA’s Payroll Protection Program (PPP), which is on a first-come-first-served basis. I don't necessarily think it is necessary to rush...
Good Coronavirus News You Can Use
In case you haven’t heard, a new virus is circling the globe which has the potential to do a lot of harm. But we are capable of a lot of good, both those of us fighting the infection in the medical world and coping with its impact at home and with our businesses. No...
Think Your Business Insurance Will Help You Survive This Downturn?
Insurance is one of the ways to mitigate damages, especially in the COVID-19 crisis, like we are experiencing. If you have insurance policies that cover business interruption or contingent business interruption, you may be in luck.
Telecommuting May Keep the Coronavirus Away, But May Increase the Risk of Computer Viruses
Many, if not all, of your employees may be working from home, socially distancing themselves because of the coronavirus. Though keeping your company open during these strange times is a priority, if you don’t do it right, you be opening yourself up to hackers. If you...
The Force Majeure Clause: Your Contract Law Coronavirus Escape Hatch
There are many benefits to having a written contract instead of an oral, handshake deal. You could spread a viral infection with a handshake. You don’t think through all the issues that may come up, like what to do in an emergency that may make complying with the...
I will trade you with a no cost consultation, interested?
https://youtu.be/Ttfb8VUG31E For California businesses only: The first 25 business owners who call now and help me with the survey get a 45-minute cost-free consultation on issues relating to their business. 💥 Hello, for those who don’t know me, my name is Tony...
